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Various

"The Atlantic Monthly, Volume 14, No. 82, August, 1864"

Then we built our house,
and while we left out a great many expensive commonplaces that other
people think they must have, we put in a profusion of
bathing-accommodations such as very few people think of having. There
never was a time when we did not feel able to afford to do what was
necessary to preserve or to restore health; and for this I always drew
on the surplus fund laid up by my very unfashionable housekeeping and
dressing."
"Your mother has had," said I, "what is the great want in America,
perfect independence of mind to go her own way without regard to the way
others go. I think there is, for some reason, more false shame among
Americans about economy than among Europeans. 'I cannot afford it' is
more seldom heard among us. A young man beginning life, whose income may
be from five to eight hundred a year, thinks it elegant and gallant to
affect a careless air about money, especially among ladies,--to hand it
out freely, and put back his change without counting it,--to wear a
watch-chain and studs and shirt-fronts like those of some young
millionnaire. None but the most expensive tailors, shoemakers, and
hatters will do for him; and then he grumbles at the dearness of living,
and declares that he cannot get along on his salary.


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